Welcome to our BMW Finance Center

At Habberstad BMW of Bay Shore, our finance center offers competitive financing rates and leasing terms on our premium selection of new and pre-owned vehicles. We work with a network of lenders to ensure that our customers drive home in a BMW that suits their budgets. Whether you need expert car buying tips, want to know more about BMW lease offers, or need assistance establishing your budget, our finance professionals are here for you every step of the way.

BMW Leasing vs. Financing: Which Option is Right for You?

Once you’ve found a vehicle in our inventory that’s just right for your Bay Shore lifestyle, it’s time to decide whether you’d like to finance or lease. If you prefer a BMW X5 lease, a BMW X3 lease, or you’d prefer to finance an X4, either option has its perks. But, it ultimately depends on the type of driving experience you desire as well as your financial circumstances. Here’s a quick overview of the key differences between financing vs. leasing:

Advantages of Leasing

• Lower monthly payments
• Ability to upgrade to a newer model every few years
• Excellent warranty coverage

Advantages of Financing

• No mileage restrictions to adhere to
• Freedom to sell the vehicle at any time
• Ability to work towards ownership

If you’re still undecided about which option is best for you, our team will walk you through the pros and cons and help you gauge whether leasing or financing accommodates your driving habits and budget.

Finance or Lease a BMW with Habberstad BMW of Bay Shore

In addition to our expert finance guidance, we’ve also streamlined the buying process for our Babylon and West Islip-area customers. With our helpful online tools and resources, you can get a jump-start on the process right from the comfort of your home:

• Finance Application
• Value Your Trade-in
• Payment Calculator
• Lease and Finance Offers

Reach out to us at our BMW finance services phone number 866-471-7820 if you have any questions about a BMW X5 lease offers, a BMW X3 lease, or finance options. We look forward to speaking with you!